financial planning
financial planning
Pursue your dreams and let us do the financial planning. Whether you plan purchasing real estate property and wonder about the financial implication, you need help with your monthly budgeting or you face retirement: We are happy to help you.
Our financial planning service provide you with maximum benefit when combining with our tax return service.
financial planning
what we offer
Buying a real estate property is a large investment and has a significant impact on your financial situation. We can advise on the most beneficial mortgage solution for your personal situation as well as providing various calculations on the impact on your monthly budget, risk aspects and tax saving possibilities even before you purchase a real estate property.
Home Ownership
Buying a real estate property is a large investment and has a significant impact on your financial situation. We can advise on the most beneficial mortgage solution for your personal situation as well as providing various calculations on the impact on your monthly budget, risk aspects and tax saving possibilities even before you purchase a real estate property.
The earlier proper retirement planning is done, the more potential can be used. In connection with tax planning, it makes sense to optimize pension savings during the years of employment in order to guarantee sufficient pension income and protection at retirement or even facilitate early retirement. Proper retirement planning offers the largest tax saving potential. Let us start a conversation about your retirement plans.
Retirement
The earlier proper retirement planning is done, the more potential can be used. In connection with tax planning, it makes sense to optimize pension savings during the years of employment in order to guarantee sufficient pension income and protection at retirement or even facilitate early retirement. Proper retirement planning offers the largest tax saving potential. Let us start a conversation about your retirement plans.
Having a clear picture of monthly income and expenses is crucial in order to meet personal saving goals and avoid financial stress at emergency events. We can analyse your monthly budget together with you to spot additional savings potential and build financial reserves to protect you and your family.
Budgeting
Having a clear picture of monthly income and expenses is crucial in order to meet personal saving goals and avoid financial stress at emergency events. We can analyse your monthly budget together with you to spot additional savings potential and build financial reserves to protect you and your family.
The Swiss social security system provides benefits in case of retirement, death and invalidity due to sickness or accident. There is a government pension, employer pension and private pension system whereof certain parts are compulsory and others are voluntary. We can help you gather a clear overview of your personal social security situation and spot ways to increase benefits while decreasing expenses.
Social Security
The Swiss social security system provides benefits in case of retirement, death and invalidity due to sickness or accident. There is a government pension, employer pension and private pension system whereof certain parts are compulsory and others are voluntary. We can help you gather a clear overview of your personal social security situation and spot ways to increase benefits while decreasing expenses.
What happens to your family in case you are no longer able to work for various reasons? The social security system provides benefits in certain situations but often these benefits are not sufficient to cover your current living expenses. We can spot case-specific losses before anything happens and pro-actively increase the financial protection for yourself and your family.
Family
What happens to your family in case you are no longer able to work for various reasons? The social security system provides benefits in certain situations but often these benefits are not sufficient to cover your current living expenses. We can spot case-specific losses before anything happens and pro-actively increase the financial protection for yourself and your family.
In the worst case imaginable, it is even more important to protect your loved ones. An inheritance can cause severe cashflow issues for heirs if non-cash assets are part of the inheritance (e.g. real estate property). We can have a discreet talk about inheritance in connection with your last wish in order to make sure your personal with is respected without causing legal issues or cashflow problems for your loved ones.
Inheritance
In the worst case imaginable, it is even more important to protect your loved ones. An inheritance can cause severe cashflow issues for heirs if non-cash assets are part of the inheritance (e.g. real estate property). We can have a discreet talk about inheritance in connection with your last wish in order to make sure your personal with is respected without causing legal issues or cashflow problems for your loved ones.
In a globalized world, international moves have become a daily business in global mobility. Often, the employee ends up having pension savings in multiple countries. Depending on the specific countries involved, it can make sense to move the assets to Switzerland to improve future pension income and social security coverage. We are experts in this topic and can help you find out if a transfer of savings is beneficial for you.
Foreign Pension
In a globalized world, international moves have become a daily business in global mobility. Often, the employee ends up having pension savings in multiple countries. Depending on the specific countries involved, it can make sense to move the assets to Switzerland to improve future pension income and social security coverage. We are experts in this topic and can help you find out if a transfer of savings is beneficial for you.
Social security as well as company social insurances provide benefits in case of short-term sickness of accident. Health insurance is part of your private insurances. A change of your health insurance provider bears massive potential to increase coverage and reduce premiums. We can help you compare different health insurance providers and policies as well as the formalities to change providers.
Sickness & Accident
Social security as well as company social insurances provide benefits in case of short-term sickness of accident. Health insurance is part of your private insurances. A change of your health insurance provider bears massive potential to increase coverage and reduce premiums. We can help you compare different health insurance providers and policies as well as the formalities to change providers.