Insurance
insurance
We provide fully independent advice when it comes to insurances. As we act as pure advisors, we can compare insurance solutions from various providers in order to find the most beneficial solutions for you.
With insurances, the devil is in the details. It is our job to know the detailed general conditions offered and compare them to spot potential gaps in coverage.
If you would like to change provider for one of your insurances or you would like to talk about specific dangers, we are happy to help you.
insurance
what we offer
There is the possibility to have a Pillar 3a policy with an insurance provider instead of having a conventional Pillar 3a solution with a bank. This approach can provide you with additional benefits in case of severe illness, accident or loss of employment. Let us review your coverage in case of accident or illness to determine whether a Pillar 3a policy would provide you with suitable benefits to close any potential gaps.
Pillar 3a
There is the possibility to have a Pillar 3a policy with an insurance provider instead of having a conventional Pillar 3a solution with a bank. This approach can provide you with additional benefits in case of severe illness, accident or loss of employment. Let us review your coverage in case of accident or illness to determine whether a Pillar 3a policy would provide you with suitable benefits to close any potential gaps.
A traditional life insurance both provides the possibility to accumulate assets through regular savings combined with coverage against risks such as accident, sickness, death or loss of income. Life insurances play an important role at protecting yourself and your family and in certain events provide significant additional benefits to secure your current costs of living together with social security benefits. We work with industry-leading providers and can get different offers for you to find the perfect solution that close any risk gaps and protect you and your family.
Life Insurance
A traditional life insurance both provides the possibility to accumulate assets through regular savings combined with coverage against risks such as accident, sickness, death or loss of income. Life insurances play an important role at protecting yourself and your family and in certain events provide significant additional benefits to secure your current costs of living together with social security benefits. We work with industry-leading providers and can get different offers for you to find the perfect solution that close any risk gaps and protect you and your family.
There are many compulsory and voluntary insurance solutions to protect your properties, be it your real estate property, car, household or personal effects. Especially for real estate properties, insufficient risk coverage or a bad provider can cause massive financial damage. We can get offers for you and compare different providers in terms of risk coverage, costs and quality of service to find the perfect solution for you based on your needs and risk profile.
Properties
There are many compulsory and voluntary insurance solutions to protect your properties, be it your real estate property, car, household or personal effects. Especially for real estate properties, insufficient risk coverage or a bad provider can cause massive financial damage. We can get offers for you and compare different providers in terms of risk coverage, costs and quality of service to find the perfect solution for you based on your needs and risk profile.
While the compulsory health insurance technically provides the same benefits regardless of your provider, there are huge differences in the quality of service as well as accessibility of benefits. Voluntary supplementary insurances provide benefits where the compulsory part would end, but there is a massive number of policies and the devil is in the details. Let us talk about your needs and obtain offers from providers to find the perfect solution.
Health Insurance
While the compulsory health insurance technically provides the same benefits regardless of your provider, there are huge differences in the quality of service as well as accessibility of benefits. Voluntary supplementary insurances provide benefits where the compulsory part would end, but there is a massive number of policies and the devil is in the details. Let us talk about your needs and obtain offers from providers to find the perfect solution.
The Swiss social security system offers possibilities to make voluntary private pension savings under certain conditions and claim significant tax benefits. Such private pension savings can either be made with a banking or insurance solution. Depending on your personal situation and future goals, a mix of both can offer most significant benefits. Let us start a conversation about the various benefits and talk about your preferences and goals.
Pension Savings
The Swiss social security system offers possibilities to make voluntary private pension savings under certain conditions and claim significant tax benefits. Such private pension savings can either be made with a banking or insurance solution. Depending on your personal situation and future goals, a mix of both can offer most significant benefits. Let us start a conversation about the various benefits and talk about your preferences and goals.
A legal insurance provides benefits in case of any legal problems you may have. An insurance can cover labour law, tenancy law or claims for compensation of damages and will help you to claim your rights. Although legal insurances at different providers are fairly similar, in practice there are huge differences in the quality of service provided. We are happy to talk about your expectations and find the most suitable policy and provider for you.
Legal
A legal insurance provides benefits in case of any legal problems you may have. An insurance can cover labour law, tenancy law or claims for compensation of damages and will help you to claim your rights. Although legal insurances at different providers are fairly similar, in practice there are huge differences in the quality of service provided. We are happy to talk about your expectations and find the most suitable policy and provider for you.
A travel insurance purely covers risk only and provides benefits in case you are, for various reasons, not able to start your trip or you have an emergency during travel. For instance in case you get sick before holiday, lose your job, your holiday replacement is unable to work, natural disasters, terror or bankruptcy of the travel agent. Especially for families where holiday expenses can be significant, a travel insurance would be a suitable solution to reduce risk.
Travel
A travel insurance purely covers risk only and provides benefits in case you are, for various reasons, not able to start your trip or you have an emergency during travel. For instance in case you get sick before holiday, lose your job, your holiday replacement is unable to work, natural disasters, terror or bankruptcy of the travel agent. Especially for families where holiday expenses can be significant, a travel insurance would be a suitable solution to reduce risk.
As for humans, healthcare expenses for pets can be very significant. Although pets are often considered regular family members, they are by law treated as objects. That means, special insurances need to cover potential expenses such as medical bills or surgery caused by accident or illness. Protect your pets sufficiently to prevent yourself from financial damage and your family from losing a member.
Pets
As for humans, healthcare expenses for pets can be very significant. Although pets are often considered regular family members, they are by law treated as objects. That means, special insurances need to cover potential expenses such as medical bills or surgery caused by accident or illness. Protect your pets sufficiently to prevent yourself from financial damage and your family from losing a member.